Updated for 2026

Touch 'n Go for Foreigners

Everything you need to know about setting up and using a TNG eWallet as a tourist or foreign worker in Malaysia β€” limits, registration, reloading, and more.

What is Touch 'n Go eWallet?

Malaysia’s leading digital wallet, accepted at over 2 million merchant touchpoints nationwide.[reference:0]

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Cashless Payments

Pay for food, transport, shopping, and attractions by scanning DuitNow QR codes β€” just like a local.[reference:1]

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For Tourists

International visitors from eligible countries can register with their passport and foreign mobile number.[reference:2]

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For Foreign Workers

Employers can deposit salaries directly into a TNG eWallet registered with a valid passport β€” no work permit required.[reference:3]

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Reload Easily

Top up using international credit or debit cards, or reload PINs from convenience stores and petrol stations.[reference:4]

Who Can Register?

TNG eWallet is open to both international tourists and foreign workers, with slightly different requirements.

Tourist

International Visitors

Passport with at least 6 months validity. No Malaysian phone number needed β€” use an active mobile number from an eligible country.[reference:5]

Worker

Foreign Workers

Valid passport (at least 6 months validity). No work permit necessary. The account can receive salary deposits from employers.[reference:6]

Note: Each passport/ID can only register one TNG eWallet account, and each eWallet can only be linked to one phone number.[reference:7]

Eligible countries (tourists): TNG eWallet initially opened registration to tourists from ASEAN countries and is progressively expanding to other regions including China, South Korea, Hong Kong, Taiwan, and Japan.[reference:8] Refer to the official TNG app for the latest supported country list.

How to Register

You can sign up before arriving in Malaysia β€” just download the app and complete verification.[reference:9]

  1. Download the app: Get TNG eWallet from the App Store, Google Play, or Huawei AppGallery.[reference:10]
  2. Sign up with your mobile number: Enter a number from an eligible country. You don’t need a Malaysian SIM.[reference:11]
  3. Receive OTP: The verification code is sent primarily via WhatsApp (or SMS). Have WhatsApp installed beforehand.[reference:12]
  4. Create your 6-digit PIN and set a security question.[reference:13]
  5. Enter personal information: Fill in your details as they appear on your passport.[reference:14]
  6. Verify your account (eKYC): Select your nationality, take a clear photo of the passport’s personal information page, and take a selfie.[reference:15]
  7. Submit and wait for approval: Verification is usually instant, but may take up to 3 working days in some cases.[reference:16]
Tips for passport photo: Capture the personal information and signature page clearly. Avoid glare or reflection. Ensure all details are fully visible β€” poor image quality may delay OCR processing.[reference:17]

Account Limits & Features

International Tourist accounts have a wallet size of RM5,000 after eKYC verification, with specific transaction limits.[reference:18]

Account Type Wallet Limit Monthly Transaction Limit Annual Transaction Limit Transfer Out
International Tourist
eKYC completed
RM 5,000 RM 5,000 RM 60,000 Allowed
UNHCR ID Holder RM 5,000 RM 5,000 RM 60,000 Allowed
Foreign Passport Holder
eKYC completed (e.g. workers/residents)
RM 20,000 RM 120,000 RM 360,000 Allowed
Lite (unverified) RM 200 RM 2,000 RM 24,000 Not allowed

Source: TNG eWallet Product Disclosure Sheet (July 2025).[reference:19][reference:20]

What Can You Do with a Tourist Account?

βœ… Retail Payments

Pay at over 2 million merchants, including street food stalls, malls, and attractions.[reference:21]

βœ… Reload & PayDirect

Reload your eWallet and use PayDirect for tolls and parking (where supported).[reference:22]

βœ… Transfers

Send funds to other TNG eWallet users or local bank accounts via DuitNow QR.[reference:23]

❌ Not Included

Investment and insurance services are generally limited to Malaysian residents.[reference:24]

Foreign workers: With a verified eKYC account, foreign workers may be eligible for higher limits (RM20,000 wallet / RM120,000 monthly) and can receive salary deposits directly.[reference:25] Some may also apply for a TNG eWallet Visa Card to withdraw cash at ATMs, subject to approval.[reference:26]

How to Reload (Top Up)

Tourists can top up using international cards, while foreign workers may also use local methods.

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International Cards

Use a credit, debit, or prepaid card issued in your home country.[reference:27]

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Reload PINs

Purchase reload PINs at major convenience stores and petrol stations in Malaysia.[reference:28]

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Remittance Services

Some supported global remittance services can be used to top up the eWallet.[reference:29]

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DuitNow / Online Banking

If you have a Malaysian bank account, you can transfer funds via DuitNow (no fee).[reference:30]

Fees to watch: Reloading with a foreign-issued credit or debit card may incur a convenience fee of up to 2.6% of the reload amount. Malaysian-issued debit cards are typically free.[reference:31]

Frequently Asked Questions

Quick answers to common questions from foreigners.

Can I register before arriving in Malaysia?

Yes. Download the app, sign up with your mobile number, and complete passport verification. Once you arrive, you can start paying immediately.[reference:32]

Do I need a Malaysian phone number?

No. You can register using a mobile number from any eligible country. Just ensure the number is active and can receive SMS/WhatsApp for verification.[reference:33]

Can I withdraw cash from my tourist account?

Currently, cash withdrawals are only available to TNG eWallet Visa Card holders, which is not yet accessible to tourists. You can spend your balance or donate it.[reference:34]

What happens to my balance when I leave Malaysia?

You can continue using it in supported countries for payments. Alternatively, Android users can donate the balance via the app, and iOS users can do so through a web link.[reference:35]

Can foreign workers receive salary into TNG eWallet?

Yes. TNG eWallet has been approved by JTKSM as an alternative salary payment instrument for unbanked workers. Employers can deposit salaries directly, and workers only need a valid passport to register.[reference:36]

Is there an annual fee?

No. Joining, annual, and account service fees are RM0.00. Only certain reload methods (e.g., foreign cards) may incur a convenience fee.[reference:37]